Cape Coral Florida's Real Estate Guide

With a 1031 Exchange, when you sell a business or investment property, you can defer the taxes that are normally due at the sale. 

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Differences Between Pre-Qualification, Pre-Approval, Loan Commitment
It's important to get pre-approved for a mortgage before you shop for a home, but sometimes the terminology is confusing. Do you understand the differences between the terms pre-qualified, pre-approval and loan commitment? The differences can affect your home buying transaction.

Some real estate agents are confused by the terminology, so it's no wonder that home buyers and sellers are, too. Although they are related, the three terms each signify a different level of approval from a lender.

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Homeowners should contact their lenders

Almost 280,000 Americans lost their homes through foreclosure last year. But that's not the surprising part. This is: Half of them never even talked to their lenders.

While the number of homeowners with past-due loans is still low by historical standards at 4.4 percent, it's expected to rise this year and next because almost 5 million American families will see their adjustable-rate mortgages reset to higher interest rates. Families that are already turning their pockets inside out to pay more than $3 a gallon for gas and higher health care costs may have to make painful choices in order to keep their homes.

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